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Victorville Program Has Funds Now... Contributes up to 30% towards downpayment and closing cost of your home purchase in Victorville, California.
Call Frank & Sheryl for details.... 760-486-4225

Victorville Mortgage Assistance Program

The city of Victorville offers downpayment and closing cost assistance to low income buyers of detached Victorville homes. The assistance is structured as a deferred payment second loan with a duration of up to 30 years. No payments are required during the life of the loan. The applicant must not have owned a home in the preceeding three years. The assistance loan is processed along with a regular first loan for the property purchase, the amount of assistance may be up to $45,000. The buyer must use their personal funds to contribute at least 1% of the purchase price towards the acquisition of the home. To qualify your family income must not exceed the following limits:

Call Frank Shaw for details... 760-486-4225

  • $46,750 for a family of 1
  • $53,450 for a family of 2
  • $60,100 for a family of 3
  • $66,800 for a family of 4
  • $72,150 for a family of 5

Victorville Downpayment Assistance Program Brochure


Hesperia Downpayment Assistance Program (DAP)

The Hesperia Community Redevelopment Agency (HCRA) offers assistance to first-time homebuyers' within the City of Hesperia.

The Agency’s Downpayment Assistance Program (DAP) offers up to 45% of the purchase price of a home as a 30-year fully deferred, zero percent interest loan to first-time homebuyers' in the City of Hesperia.

Click here for Hesperia DAP brochure and guidelines.

The city of Hesperia offers downpayment and closing cost assistance to low income buyers of Hesperia homes. The assistance is structured as a zero percent interest rate loan with a duration of up to 30 years. The principal is to be paid back in even payments over a thirty year period or in full when the property is sold or transferred. The assistance loan is processed along with a regular first loan for the property purchase, the amount of assistance may be up to $115,000. To qualify your family income must not exceed the following limits: Call Frank Shaw for details... 760-486-4225

 

HH IncomeFamily of 1Family of 2Family of 3Family of 4Family of 5Family of 6Family of 7Family of 8
Moderate$54,200 $61,900 $69,650 $77,400 $83,600 $89,800$96,000 $102,150
Lower$37,300 $42,650 $47,950 $53,300 $57,750 $61,850 $66,100 $70,350
Very Low$23,300 $26,650 $29,950 $33,300 $35,950 $38,650 $41,300 $43,950

 

  • Very Low $23,300 $26,650 $29,950 $33,300 $35,950 $38,650 $41,300 $43,950

     

  • Lower $37,300 $42,650 $47,950 $53,300 $57,750 $61,850 $66,100 $70,350

     

  • Moderate $54,200 $61,900 $69,650 $77,400 $83,600 $89,800 $96,000 $102,150


Apple Valley Downpayment Assistance Program (DAP) Your Opportunity For Homeownership

The Downpayment Assistance (DAP) is designed to expand the supply of affordable housing by providing downpayment assistance to low and very low-income homebuyers purchasing a home within the Town of Apple Valley. The DAP must be processed in conjunction with a first mortgage loan. No (principal or interest) payments are required during the term of the Loan. Assistance is provided in the form of a 0% loan deferred for a maximum of 30 years. Homebuyers with a household income of 80% (see table) or less of median income, may qualify for up to $65,000 in down payment assistance. Maximum amount of closing costs wll not exceed 2.5% of the purchase price. The property must be fee simple property, and may be attached, semi-detached or detached single-family homes, condominiums or cooperatives. Manufactured & mobile homes on individually owned parcels are eligible provided they are on a permanent foundation. The DAP loan must be used in conjunction with an original first conventional or government fixed-rate, fully amortized, 30-year loan. Call Frank Shaw for details... 760-486-4225

  • $37,300 for a family of 1
  • $42,650 for a family of 2
  • $47,950 for a family of 3
  • $53,300 for a family of 4
  • $57,550 for a family of 5
  • $61,850 for a family of 6
  • $66,100 for a family of 7
  • $70,350 for a family of 8


California Housing Finance Agency

CalHFA programs offer below market interest rates to moderate or low income homebuyers. The applicant must not have owned their primary residence in the preceeding three years. A wide variety of down payment and closing cost assistance programs are available with features such as 100% financing, 40 year loans, interest only payments and deferred payment secondary loans.

To qualify as a low income homebuyer your family income must not exceed the following limits:

  • $34,500 for a family of 1 or 2
  • $39,675 for a family of 3 or more

To qualify as a moderate income homebuyer your family income must not exceed the following limits:

  • $69,000 for a family of 1 or 2
  • $80,500 for a family of 3 or more

Hesperia downpayment assistance program is here...
Brochure and Guidelines
Call Frank Shaw for details... 760-486-4225

Apple Valley downpayment assistance program is here...

Call Frank Shaw for details... 760-486-4225

Downpayment Assistance Program
The Town of Apple Valley is currently out of funding for its Downpayment Assistance Program (DAP). Potential homebuyers are encouraged to check back in January when the Town may be granted additional funds to be used for Downpayment assistance.

The DAP is designed to expand the supply of affordable housing by providing downpayment assistance to low and very low-income homebuyers purchasing a home within the Town of Apple Valley. The DAP must be processed in conjunction with a first mortgage loan. No (principal or interest) payments are required during the term of the Loan. Assistance is provided in the form of a 0% loan deferred for a maximum of 30 years. Homebuyers with a household income of 80% or less of median income, may qualify for up to $65,000 in down payment assistance. Maximum amount of closing costs will not exceed 2.5% of the purchase price.



Call Frank & Sheryl for details of Downpayment Assistance Programs to purchase the homes of your choice in cities you live in. We also offer County of San Bernardino Program for downpayment assistance towards a home purchase in S.B. County. Call Frank & Sheryl for details 760-486-4225


Sheryl Arndt, Broker/Loan Officer NMLS# 297251 is providing home loans and Real Estate Associates for: Los Angeles County, Agoura Hills, Alhambra, Arcadia, Artesia, Azusa, Baldwin Park, Bell, Bell Gardens, Bellflower, Beverly Hills, Bradbury, Burbank, Calabasas, Carson, Cerritos, Claremont, Commerce, Compton, Covina, Cudahy, Culver City, Diamond Bar, Downey, Duarte, El Monte, El Segundo, Gardena, Glendale, Glendora, Hawaiian Gardens, Hawthorne, Hermosa Beach, Hidden Hills, Huntington Park, Industry, Inglewood, Irwindale, La Canada-Flintridge, La Habra Heights, La Mirada, La Puente, La Verne, Lakewood, Lancaster, Lawndale, Lomita, Long Beach, Los Angeles, Lynwood, Malibu, Manhattan Beach, Maywood, Monrovia, Montebello, Monterey Park, Norwalk, Palmdale, Palos Verdes Estates, Paramount, Pasadena, Pico Rivera, Pomona, Rancho Palos Verdes, Redondo Beach, Rolling Hills, Rolling Hills Estates, Rosemead, San Dimas, San Fernando, San Gabriel, San Marino, Santa Clarita, Santa Fe Springs, Santa Monica, Sierra Madre, Signal Hill, South El Monte, South Gate, South Pasadena, Temple City, Torrance, Vernon, Walnut, West Covina, West Hollywood, Westlake Village, Whittier, Madera County, Chowchilla, Madera, Marin County, Belvedere, Corte Madera, Fairfax, Larkspur, Mill Valley, Novato, Ross, San Anselmo, San Rafael, Sausalito, Tiburon, Mariposa County, Mendocino County, Fort Bragg, Point Arena, Ukiah, Willits, Merced County, Atwater, Dos Palos, Gustine, Livingston, Los Banos, Merced, Modoc County, Alturas, Mono County, Mammoth Lakes, Monterey County, Carmel, Del Rey Oaks, Gonzales, Greenfield, King City, Marina, Monterey, Pacific Grove, Salinas, Sand City, Seaside, Soledad, Napa County, American Canyon, Calistoga, Napa, St. Helena, Yountville, Nevada County, Grass Valley, Nevada City, Truckee, Orange County, Anaheim, Brea, Buena Park, Costa Mesa, Cypress, Dana Point, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, La Habra, La Palma, Laguna Beach, Laguna Hills, Laguna Niguel, Lake Forest, Los Alamitos, Mission Viejo, Newport Beach, Orange, Placentia, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Stanton, Tustin , Villa Park, Westminster, Yorba Linda, Placer County, Auburn, Colfax, Lincoln, Loomis, Rocklin, Roseville, Plumas County, Portola, San Bernardino County, Adelanto, Apple Valley, Barstow, Big Bear Lake, Chino, Chino Hills, Colton, Fontana, Grand Terrace, Hesperia, Highland, Loma Linda, Montclair, Needles, Ontario, Rancho Cucamonga, Redlands, Rialto, San Bernardino, Twentynine Palms, Upland, Victorville, Yucaipa, Yucca Valley, Riverside County, Banning, Beaumont, Blythe, Calimesa, Canyon Lake, Cathedral City, Coachella, Corona, Desert Hot Springs, Hemet, Indian Wells, Indio, La Quinta, Lake Elsinore, Moreno Valley, Murrieta, Norco, Palm Desert, Palm Springs, Perris, Rancho Mirage, Riverside, San Jacinto, Temecula, Placer County, Auburn, Colfax, Lincoln, Loomis, Rocklin, Roseville, Sacramento County, Folsom, Galt, Isleton, Sacramento, San Benito County, Hollister, San Juan Bautista, San Diego County, Carlsbad, Chula Vista, Coronado, Del Mar, El Cajon, Encinitas, Escondido, Imperial Beach, La Mesa, Lemon Grove, National City, Oceanside, Poway. 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