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FRANK & SHERYL's, Realty & Mortgage Services


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Contact Sheryl
NHF Sapphire Grant Prog
City Programs
Credit Repair
HARP Application
Short Sale
FHA Loans
USDA Rural
CHF ACCESS 1/2% Down
Stated Income Loans
No Fico Score Loans
Jumbo Loans
Flip Loans
MCC Certificate
HomePath Loans
203K Loans
203K Guide lines
VA Home Loans
VA CalVet Application
CalVet Home Loans
Section 8
Rent vs Buy
First Time Homebuyer


Record Low Rates are in the 3%-4%'s right now so Call Now
No Fico Score, Low Fico Score as 500 is OK... 
     Your Best Lending Resource!   



CALL and qualify in a Quick few minutes for a Home Loan that Best Fits Your Needs.

 Frank & Sheryl, are Your Realtor & Mortgage Consultant Team and
Your Best Choice in Real Estate & Home Loans.
*On Approved Credit. (Call for guidelines)
CHDAP 1/2% Down Payment, Conventional, USDA Rural, Jumbo or Non-Conforming, VA, Cal-Vet, Fannie Mae, Freddie Mac, Ginnie Mae, CalPERS, CalSTRS , Stated Income Loans, 203k Loans, Section 8 Homeownership Voucher Loans, Equity Loans and Many More Major Secondary Market Institutions.

We have the Home Loan for YOU so Call Frank & Sheryl.

What are you waiting for? Get Loan Approval and Buy Your Dream Home Today





Frank and Sheryl can handle all of your Real Esate & Mortgage needs throughout California.
Get your list of foreclosures and BUY TODAY.
Sheryl is a Real Estate Broker & Sr. Loan Officer offering home loans throughout CA. She also has many Real Estate Agents/Broker associates in Inland Empire, Victor Valley and All over CA. Frank is a Loan Officer too and they have assisted so many families with there mortgage needs. Frank & Sheryl can serve all of your mortgage and real estate needs. They enable families to enjoy their lending needs to acquire the American Dream of Home ownership. Frank & Sheryl have the Home and the Loan for YOU. Frank and Sheryl fund millions monthly and are working with the top FHA Banks in the country. Call Frank & Sheryl today for information for the home loan that Best fits your financial needs.
Frank & Sheryl are building a tradition of providing unparalleled customer service and a reputation built on adding value to the home loan process.


That's why Frank & Sheryl should be considered..

"Your Best Lending Resource"


Call and live the American Dream Today!


Buying Your Home With Frank & Sheryl & Associates
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 We, Frank & Sheryl, Have the Loan For YOU!





 Shaw's Painting is based out of the city of Hemet in Southern California. They primarily service Riverside County, Orange County, San Bernardino County, Los Angeles County (including Santa Catalina Island), and San Diego County. They are also willing to service the tri-state area (California, Nevada, Arizona) for the right type and volume of work. 

Sheryl Arndt, Broker/Sr. Loan Officer is providing Home Loans for: Los Angeles County,Agoura Hills, Alhambra, Arcadia, Artesia, Azusa, Baldwin Park, Bell, Bell Gardens, Bellflower, Beverly Hills, Bradbury, Burbank, Calabasas, Carson, Cerritos, Claremont, Commerce, Compton, Covina, Cudahy, Culver City, Diamond Bar, Downey, Duarte, El Monte, El Segundo, Gardena, Glendale, Glendora, Hawaiian Gardens, Hawthorne, Hermosa Beach, Hidden Hills, Huntington Park, Industry, Inglewood, Irwindale, La Canada-Flintridge, La Habra Heights, La Mirada, La Puente, La Verne, Lakewood, Lancaster, Lawndale, Lomita, Long Beach, Los Angeles, Lynwood, Malibu, Manhattan Beach, Maywood, Monrovia, Montebello, Monterey Park, Norwalk, Palmdale, Palos Verdes Estates, Paramount, Pasadena, Pico Rivera, Pomona, Rancho Palos Verdes, Redondo Beach, Rolling Hills, Rolling Hills Estates, Rosemead, San Dimas, San Fernando, San Gabriel, San Marino, Santa Clarita, Santa Fe Springs, Santa Monica, Sierra Madre, Signal Hill, South El Monte, South Gate, South Pasadena, Temple City, Torrance, Vernon, Walnut, West Covina, West Hollywood, Westlake Village, Whittier, Madera County, Chowchilla, Madera, Marin County, Belvedere, Corte Madera, Fairfax, Larkspur, Mill Valley, Novato, Ross, San Anselmo, San Rafael, Sausalito, Tiburon, Mariposa County, Mendocino County, Fort Bragg, Point Arena, Ukiah, Willits, Merced County, Atwater, Dos Palos, Gustine, Livingston, Los Banos, Merced, Modoc County, Alturas, Mono County, Mammoth Lakes, Monterey County, Carmel, Del Rey Oaks, Gonzales, Greenfield, King City, Marina, Monterey, Pacific Grove, Salinas, Sand City, Seaside, Soledad, Napa County, American Canyon, Calistoga, Napa, St. Helena, Yountville, Nevada County, Grass Valley, Nevada City, Truckee, Orange County, Anaheim, Brea, Buena Park, Costa Mesa, Cypress, Dana Point, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, La Habra, La Palma, Laguna Beach, Laguna Hills, Laguna Niguel, Lake Forest, Los Alamitos, Mission Viejo, Newport Beach, Orange, Placentia, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Stanton, Tustin , Villa Park, Westminster, Yorba Linda, Placer County, Auburn, Colfax, Lincoln, Loomis, Rocklin, Roseville, Plumas County, Portola, San Bernardino County, Adelanto, Apple Valley, Barstow, Big Bear Lake, Chino, Chino Hills, Colton, Fontana, Grand Terrace, Hesperia, Highland, Loma Linda, Montclair, Needles, Ontario, Rancho Cucamonga, Redlands, Rialto, San Bernardino, Twentynine Palms, Upland, Victorville, Yucaipa, Yucca Valley, Riverside County, Banning, Beaumont, Blythe, Calimesa, Canyon Lake, Cathedral City, Coachella, Corona, Desert Hot Springs, Hemet, Indian Wells, Indio, La Quinta, Lake Elsinore, Moreno Valley, Murrieta, Norco, Palm Desert, Palm Springs, Perris, Rancho Mirage, Riverside, San Jacinto, Temecula, Placer County, Auburn, Colfax, Lincoln, Loomis, Rocklin, Roseville, Sacramento County, Folsom, Galt, Isleton, Sacramento, San Benito County, Hollister, San Juan Bautista, San Diego County, Carlsbad, Chula Vista, Coronado, Del Mar, El Cajon, Encinitas, Escondido, Imperial Beach, La Mesa, Lemon Grove, National City, Oceanside, Poway. San Diego, San Marcos, Santee, Solana Beach, Vista, San Francisco County, San Francisco,

Frank & Sheryl
are a Real Estate Agent & Loan Officer Team and are
Your Best Choice in Real Estate & Home Loans.
- EFFECTIVE 8-15-2013 -
Buy Your Dream Home with Our Dream Loans.
*USDA Rural Zero Down Home Loan
 Sapphire Grant Down Payment and Closing Cost Assistance Purchase Loans


You also qualify for Zero Down VA no no or Cal-Vet.

Frank & Sheryl offer the Widest Variety of Loan Programs to Suite your BEST Lending Needs.

                      760-927-9300 (Frank Shaw)

760-486-4225 (Sheryl Arndt)

E-Fax:760-400-3038 (Frank & Sheryl)


Email US:

Frank's email:                             


Sheryl's email:


USDA Rural Zero Down or

Half Percent DownPayment Programs

Contact Us

          USDA is Zero Down

Ask about CHF Access or CHDAP

Half Percent Down Payment Programs

1/2%  Down Payment Assistance Program for Primary Residence
96.5% 1st: 3% 2nd

Downpayment and Closing Cost Assistance Programs that will benefit our clients in their Home Purchase!

                     Many HUD Homes AVAILABLE, Call Now

Frank & Sheryl Agent & Loan Officer Team
Yes, We have the keys to all HUD Homes...
Call to qualify...
Sheryl Arndt, Broker is a HUD Approved Broker

                        Frank_Shaw                                 Sheryl_Arndt

Frank Shaw (NMLS# 311537)


Sheryl Arndt (BRE#01140252 - NMLS# 297251)

Sheryl Arndt, Sr. Loan Officer

Call to qualify in minutes, CA Only.

Do you want listings emailed, fitting your search criteria?



Sheryl Arndt, Broker/Sr. Loan Officer Providing Home Loans for: San Joaquin County, Escalon, Lathrop, Lodi, Manteca, Ripon, Stockton, Tracy, San Luis Obispo County, Arroyo Grande, Atascadero, Grover Beach, Morro Bay, Paso Robles, Pismo Beach, San Luis Obispo, San Mateo County, Atherton, Belmont, Brisbane, Burlingame, Colma, Daly City, East Palo Alto, Foster City, Half Moon Bay, Hillsborough, Menlo Park, Millbrae, Pacifica, Portola Valley, Redwood City, San Bruno, San Carlos, San Mateo, South San Francisco, Woodside, Santa Barbara County, Buellton, Carpinteria, Guadalupe, Lompoc, Santa Barbara, Santa Maria, Solvang, Santa Clara County, Campbell, Cupertino, Gilroy, Los Altos, Los Altos Hills, Los Gatos, Milpitas, Monte Sereno, Morgan Hill, Mountain View, Palo Alto, San Jose, Santa Clara, Saratoga, Sunnyvale, Santa Cruz County, Capitola, Santa Cruz, Scotts Valley, Watsonville, Shasta County, Anderson, Redding, Shasta Lake, Sierra County, Loyalton, Siskiyou County, Dorris, Dunsmuir, Etna, Fort Jones, Montague, Mount Shasta, Tulelake, Weed, Yreka, Solano County, Benicia, Dixon, Fairfield, Rio Vista, Suisun City, Vacaville, Vallejo, Sonoma County, Cloverdale, Cotati, Healdsburg, Petaluma, Rohnert Park, Santa Rosa, Sebastopol, Sonoma, Windsor , Stanislaus County, Ceres, Hughson, Modesto, Newman, Oakdale, Patterson, Riverbank, Turlock, Waterford, Sutter County, Live Oak, Yuba City, Tehama County, Corning, Red Bluff, Tehama, Trinity County, Tulare County, Dinuba, Exeter, Farmersville, Lindsay, Porterville, Tulare County, Tulare, Visalia, Woodlake, Tuolumne County, Sonora, Ventura County, Camarillo, Fillmore, Moorpark, Ojai, Oxnard, Port Hueneme, Santa Paula, Simi Valley, Thousand Oaks, Ventura, Yolo County, Davis, West Sacramento, Winters, Woodland, Yuba County, Marysville, Wheatland, Alameda County, Alameda, Albany, Berkeley, Dublin, Emeryville, Fremont, Hayward, Livermore, Newark, Oakland, Piedmont, Pleasanton, San Leandro, Union City, Alpine County, Amador County, Amador City, Ione, Jackson, Plymouth, Sutter Creek, Butte County, Chico, Gridley, Oroville, Paradise, Calaveras County, Angels Camp, Valley Springs, Colusa County, Colusa, Williams, Contra Costa County, Antioch, Brentwood, Clayton, Concord, Danville, El Cerrito, Hercules, Lafayette, Martinez, Moraga, Orinda, Pinole, Pittsburg, Pleasant Hill, Richmond, San Pablo, San Ramon, Walnut Creek, Del Norte County, Crescent City, El Dorado County, Placerville, South Lake Tahoe, Fresno County, Clovis, Coalinga, Firebaugh, Fowler, Fresno, Huron, Kerman, Kingsburg, Mendota, Orange Cove, Parlier, Reedley, San Joaquin, Sanger, Selma, Glenn County, Orland, Willows, Humboldt County, Arcata, Blue Lake, Eureka, Ferndale, Fortuna, Rio Dell, Trinidad, Imperial County, Brawley, Calexico, Calipatria, El Centro, Holtville, Westmorland, Inyo County, Bishop, Kern County, Arvin, Bakersfield, California City, Delano, Kern County, Maricopa, McFarland, Ridgecrest, Shafter, Taft, Tehachapi, Wasco, Kings County, Avenal, Corcoran, Hanford, Lemoore, Lake County, Clearlake, Lakeport, Lassen County, Susanville,